Wednesday, October 29, 2025 / by Vic Markarian
Why Today’s Mortgage Rates Might Be Better Than You Think (For Buyers AND Sellers)
Let’s face it — mortgage rates have been the elephant in the room for a while now. Whether you're buying your first home or thinking about selling and moving up, you've probably found yourself hesitating.
If you're a homebuyer, maybe you're telling yourself: “I’ll wait until rates drop below 6%... THEN I’ll start looking again.”
And if you're a home seller, you might be thinking:“Buyers are waiting on lower rates — I should hold off until next year.”
But here’s the truth: waiting could cost you — and not just emotionally, but financially, too.
The Numbers Tell a Different Story
We all love the idea of snagging a 5.99% mortgage rate. But what’s the real impact on your wallet?
Take a look at this:
The difference between today’s rate (6.19%) and 5.99% on a $400,000 mortgage?Just $51.65 per month.
That&rsquo ...
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Monday, September 22, 2025 / by Vic Markarian
Real Estate Agent in Montrose, CA, Shares Insights on Price Correction as Sales Volume Surges 64% Year-Over-Year
Montrose, CA – The Montrose real estate market has entered a neutralization phase, with Zillow data showing average home values experiencing minimal decline at just 0.9% annually, while the Zillow Home Value Index stabilizes around $1.305 million. Despite this price moderation, sales volume has surged an impressive 64% year-over-year, indicating sustained transaction activity even as the market escapes the extremes of previous boom cycles.
Market expertise becomes essential during transitional periods, which is where Vic Markarian, Realtor agent in Montrose, CA, and the Vic Markarian Realty Group excel. The team’s success stems from Vic’s analytical background as an Electrical Engineer, combined with the same determination that led to their recognition as one of California’s most distinguished real estate teams.
Understanding ...
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Wednesday, September 10, 2025 / by Vic Markarian
Mortgage Rates Just Dropped - Here's What That Means for You
If you’re a homebuyer who’s been feeling stuck — watching prices stay high and mortgage rates refuse to budge — you’re not alone. But last week, something finally shifted.
And it could make the home you’ve been dreaming of a whole lot more affordable.
Big News: Mortgage Rates Just Took Their Biggest Dip in Over a Year
On Friday, September 5th, average 30-year fixed mortgage rates dropped to their lowest point since October 2024.
It was the biggest single-day drop in over 12 months.
This change wasn’t random. It came right after the August jobs report showed weaker-than-expected numbers for the second month in a row. That kind of data tells financial markets that the economy may be cooling, which often causes mortgage rates to fall.
Why It Matters for You
This isn't just another economic headline — this is real money in your pocket.
Take a look at the chart below ...
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Thursday, September 4, 2025 / by Vic Markarian
What Mortgage Delinquencies Really Tell Us About the Future of Foreclosures
If you've seen alarming headlines about foreclosure activity recently, you're not alone. Whether you're planning to buy a home or sell one, it’s natural to feel uneasy when the word “foreclosure” makes the news. But before jumping to conclusions or feeling like we’re heading toward another 2008-style crash, let’s take a closer look at what the data really shows — and what it means for both buyers and sellers today.
For Sellers: Why the Sky Isn't Falling
If you’re a homeowner looking to sell, the fear of another foreclosure wave — and the price drops that come with it — can be a big emotional trigger. But here’s the truth: we’re nowhere near a repeat of the housing crash.
Between 2007 and 2011, over nine million homeowners lost their homes to foreclosure. Last year? That number was just over 300,000.
Even with a recent uptick, we’re t ...
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Thursday, September 4, 2025 / by Vic Markarian
Why Builder Incentives Right Now Could Be Your Biggest Homebuying Advantage
If you’ve been house hunting recently, chances are you’ve felt at least one of these:
Fear of overpaying or buying the wrong home
Frustration with outdated or overpriced listings
Confusion about financing and real costs
Worry about expensive repairs after closing
Anxiety about wasting time on a home that doesn’t feel right
You're not alone—and here's why new construction homes with builder incentives could be exactly what you need to cut through the chaos.
Incentives Are Up — And That Means Options for You
Finding the right home at the right price is tough right now. Many resale homes feel like they need too much work or just don’t feel right. But here's what most buyers don’t realize: builders are making aggressive offers to get homes off their books.
In fact, 66% of builders offered buyer incentives in August, the highest level in five years.
That mea ...
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