Monday, December 15, 2025 / by Vic Markarian
Top Real Estate Agent in Montrose, CA, Reports Growing Number of First-Time Buyers Successfully Purchasing Homes Despite Student Loan Debt
Montrose, CA – Student loan debt no longer has to be a barrier to homeownership. The Vic Markarian Realty Group is seeing a significant increase in first-time buyers successfully purchasing homes despite carrying substantial student loans, thanks to strategic planning and expert guidance that helps buyers navigate today’s lending landscape.
With over three decades of experience helping renters become homeowners, Vic Markarian, a respected Realtor agent in Montrose, CA, has developed proven strategies to help buyers overcome financial obstacles. “We’ve worked with countless first-time buyers who thought student loans disqualified them from homeownership,” Vic explains. “The truth is, with the right approach and proper debt-to-income calculations, many buyers discover they’re in a better positi ...
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Wednesday, November 12, 2025 / by Vic Markarian
Are Builders Overbuilding Again? Here’s What the Data Actually Shows
If you’ve noticed more new construction around town, you’re not alone. But does that mean we’re heading for another 2008-style housing crash? Not even close.
Let’s break down what’s really happening in today’s market and why the slowdown in builder activity is actually a smart move — not a red flag.
Builders Are Tapping the Brakes, Not Slamming the Gas
One of the best leading indicators of future home construction is building permits - basically, permission to break ground. And right now, that number is on the decline.
According to recent U.S. Census data, builders are pulling back, not charging forward. Take a look at the chart below:
Back before the 2008 crash, overconfident builders flooded the market with new homes - far more than buyer demand could support. That oversupply helped fuel the housing crisis.
But today? Builders are more cautious. They& ...
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Monday, September 22, 2025 / by Vic Markarian
Real Estate Agent in Montrose, CA, Shares Insights on Price Correction as Sales Volume Surges 64% Year-Over-Year
Montrose, CA – The Montrose real estate market has entered a neutralization phase, with Zillow data showing average home values experiencing minimal decline at just 0.9% annually, while the Zillow Home Value Index stabilizes around $1.305 million. Despite this price moderation, sales volume has surged an impressive 64% year-over-year, indicating sustained transaction activity even as the market escapes the extremes of previous boom cycles.
Market expertise becomes essential during transitional periods, which is where Vic Markarian, Realtor agent in Montrose, CA, and the Vic Markarian Realty Group excel. The team’s success stems from Vic’s analytical background as an Electrical Engineer, combined with the same determination that led to their recognition as one of California’s most distinguished real estate teams.
Understanding ...
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Thursday, September 4, 2025 / by Vic Markarian
What Mortgage Delinquencies Really Tell Us About the Future of Foreclosures
If you've seen alarming headlines about foreclosure activity recently, you're not alone. Whether you're planning to buy a home or sell one, it’s natural to feel uneasy when the word “foreclosure” makes the news. But before jumping to conclusions or feeling like we’re heading toward another 2008-style crash, let’s take a closer look at what the data really shows — and what it means for both buyers and sellers today.
For Sellers: Why the Sky Isn't Falling
If you’re a homeowner looking to sell, the fear of another foreclosure wave — and the price drops that come with it — can be a big emotional trigger. But here’s the truth: we’re nowhere near a repeat of the housing crash.
Between 2007 and 2011, over nine million homeowners lost their homes to foreclosure. Last year? That number was just over 300,000.
Even with a recent uptick, we’re t ...
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Thursday, August 28, 2025 / by Vic Markarian
The Truth Behind the Rise in New Home Inventory — And Why It’s Not 2008 Again
Buying a home right now can feel overwhelming — especially when headlines talk about “record-high new construction inventory.”
If you’re already stressed about making a big financial decision or wondering if it’s the right time, it’s easy to spiral.
Let’s cut through the noise, clear up the confusion, and give you real answers — not clickbait.
Why This Isn’t Another 2008
If you’re like many buyers, you’re thinking:
“Is all this new construction a sign the market’s about to crash?”
It’s not.
Yes, new home inventory is at its highest since 2008. But that stat is misleading unless you put it in context.
In 2008, there was an oversupply of homes — both new and resale — combined with irresponsible lending. Today, we still have a national housing shortage.
Take a look at the real picture: ...
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