Monday, December 15, 2025 / by Vic Markarian
Top Real Estate Agent in Montrose, CA, Reports Growing Number of First-Time Buyers Successfully Purchasing Homes Despite Student Loan Debt
Montrose, CA – Student loan debt no longer has to be a barrier to homeownership. The Vic Markarian Realty Group is seeing a significant increase in first-time buyers successfully purchasing homes despite carrying substantial student loans, thanks to strategic planning and expert guidance that helps buyers navigate today’s lending landscape.
With over three decades of experience helping renters become homeowners, Vic Markarian, a respected Realtor agent in Montrose, CA, has developed proven strategies to help buyers overcome financial obstacles. “We’ve worked with countless first-time buyers who thought student loans disqualified them from homeownership,” Vic explains. “The truth is, with the right approach and proper debt-to-income calculations, many buyers discover they’re in a better positi ...
Read More
home buyer, home buying process, home buying, buyer's market, homeownership, buying a home, real estate advice for 2025, real estate tips 2025, real estate trends 2025, first time home buyers, real estate market trends 2025, real estate market 2026, home buyer tip 2026, housing market 2026
Thursday, December 11, 2025 / by Vic Markarian
Your Home Might Be Holding the Key to Your Next Chapter
Stuck in a house that no longer fits your life… but feel trapped by rising mortgage rates?You’re not alone, it’s one of the most common pain points among homeowners right now.
But what if the answer was already in your home , literally?
Your equity could change everything about your next move.
The Wealth You’ve Built May Be Bigger Than You Think
Let’s talk about equity: the real, often hidden, wealth that builds as you pay down your mortgage and as home values increase over time.
Each mortgage payment reduces your loan balance. At the same time, home prices tend to rise steadily. Put those two together, and you’ve been growing wealth every single month, likely without even realizing how much.
And if you've owned your home for over a decade, the amount of equity you’ve built might surprise you.
According to Realtor.com:
“Nearly half (45.2%) of today’s homeowners ...
Read More
home seller, real estate tips, home buying process, home prices, mortgage, home buying, selling homes, real estate advice for 2025, real estate tips 2025, real estate trends 2025, for sellers, seller tips 2025, real estate market 2026, home buyer tip 2026, home seller tips 2026, housing market 2026
Wednesday, November 19, 2025 / by Vic Markarian
Real Estate Listing Agent in Montrose, CA, Advises Clients That Waiting for Lower Mortgage Rates Could Cost Thousands More in Rising Home Prices
Montrose, CA – As some prospective homebuyers across California still wait for mortgage rates to decline before entering the market, they may be overlooking a crucial factor: rising home prices could ultimately cost them far more than current interest rates. Market data shows that home values continue to appreciate, and delaying a purchase to wait for better rates could result in buyers paying tens of thousands more for the same property just months later.
Vic Markarian, a seasoned real estate agent in Montrose, CA, emphasizes the importance of looking at the complete financial picture. “Many buyers focus solely on interest rates, but they’re missing the bigger story,” says Vic Markarian. “When you factor in home appreciation, waiting for rates to drop by half a percent while prices climb five to t ...
Read More
home buying, real estate advice for 2025, real estate tips 2025, real estate trends 2025, 2025 housing market, buyer tips 2025, real estate market 2026, home buyer tip 2026
Wednesday, October 15, 2025 / by Vic Markarian
2026 Housing Market Outlook: Is This Your Year to Buy?
After a couple of years where the housing market felt out of reach, 2026 is shaping up to be the year things finally shift — and it might just open the door for you.
Whether you’ve been waiting for rates to drop or home prices to ease, here’s what the latest expert forecasts say is coming — and how it may help you buy with more confidence.
1. More Homes Are Expected to Sell
With affordability stretched thin, many buyers (and sellers) have stayed on the sidelines. But forecasts show that’s about to change.
Experts are projecting more home sales in 2026 than in the past two years. Why? Because life doesn’t wait — people still need to move, and more of them will finally feel like they can.
2. Mortgage Rates May Keep Slipping Lower
If high rates have been your biggest barrier, this part is for you.
After peaking near 7% earlier this year, mortgage rates are finally showing signs of ...
Read More
home buyer, home buying process, home prices, for buyers, buying a home, housing market 2026, real estate market 2026, home buyer tip 2026
Wednesday, October 1, 2025 / by Vic Markarian
What Buyers Say They Need Most - and How the Market Is Finally Responding
If you’ve been sitting on the sidelines, waiting for the market to feel a little more realistic - you’re not alone.
According to a new survey by Bank of America, two things top the list for today’s homebuyers:
63% want lower home prices
50% want lower mortgage rates
Sound familiar?
The good news is — the housing market is finally starting to deliver on both.
Let’s break down how today’s market is adjusting and what it means for your next move.
Home Prices Are Moderating (Finally)
Over the past few years, prices moved fast — sometimes so fast it pushed buyers out of the game.
But today?
That red-hot pace is cooling. Nationally, price growth has slowed to low single digits, compared to the 20%+ surges we saw from 2020 to 2022.
For buyers, that shift changes everything:
It’s easier to plan your budget
You won’t feel rushed to & ...
Read More
home buyer, home buying process, home prices, home buying, buyer's market, los angeles, glendale, for buyers, buying a home, real estate advice for 2025, real estate tips 2025, real estate trends 2025, first time home buyers, buyer tips 2025
