Wednesday, October 29, 2025 / by Vic Markarian
Why Today’s Mortgage Rates Might Be Better Than You Think (For Buyers AND Sellers)
Let’s face it — mortgage rates have been the elephant in the room for a while now. Whether you're buying your first home or thinking about selling and moving up, you've probably found yourself hesitating.
If you're a homebuyer, maybe you're telling yourself: “I’ll wait until rates drop below 6%... THEN I’ll start looking again.”
And if you're a home seller, you might be thinking:“Buyers are waiting on lower rates — I should hold off until next year.”
But here’s the truth: waiting could cost you — and not just emotionally, but financially, too.
The Numbers Tell a Different Story
We all love the idea of snagging a 5.99% mortgage rate. But what’s the real impact on your wallet?
Take a look at this:
The difference between today’s rate (6.19%) and 5.99% on a $400,000 mortgage?Just $51.65 per month.
That&rsquo ...
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Wednesday, October 15, 2025 / by Vic Markarian
2026 Housing Market Outlook: Is This Your Year to Buy?
After a couple of years where the housing market felt out of reach, 2026 is shaping up to be the year things finally shift — and it might just open the door for you.
Whether you’ve been waiting for rates to drop or home prices to ease, here’s what the latest expert forecasts say is coming — and how it may help you buy with more confidence.
1. More Homes Are Expected to Sell
With affordability stretched thin, many buyers (and sellers) have stayed on the sidelines. But forecasts show that’s about to change.
Experts are projecting more home sales in 2026 than in the past two years. Why? Because life doesn’t wait — people still need to move, and more of them will finally feel like they can.
2. Mortgage Rates May Keep Slipping Lower
If high rates have been your biggest barrier, this part is for you.
After peaking near 7% earlier this year, mortgage rates are finally showing signs of ...
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Wednesday, October 1, 2025 / by Vic Markarian
What Buyers Say They Need Most - and How the Market Is Finally Responding
If you’ve been sitting on the sidelines, waiting for the market to feel a little more realistic - you’re not alone.
According to a new survey by Bank of America, two things top the list for today’s homebuyers:
63% want lower home prices
50% want lower mortgage rates
Sound familiar?
The good news is — the housing market is finally starting to deliver on both.
Let’s break down how today’s market is adjusting and what it means for your next move.
Home Prices Are Moderating (Finally)
Over the past few years, prices moved fast — sometimes so fast it pushed buyers out of the game.
But today?
That red-hot pace is cooling. Nationally, price growth has slowed to low single digits, compared to the 20%+ surges we saw from 2020 to 2022.
For buyers, that shift changes everything:
It’s easier to plan your budget
You won’t feel rushed to & ...
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Monday, September 22, 2025 / by Vic Markarian
Real Estate Agent in Montrose, CA, Shares Insights on Price Correction as Sales Volume Surges 64% Year-Over-Year
Montrose, CA – The Montrose real estate market has entered a neutralization phase, with Zillow data showing average home values experiencing minimal decline at just 0.9% annually, while the Zillow Home Value Index stabilizes around $1.305 million. Despite this price moderation, sales volume has surged an impressive 64% year-over-year, indicating sustained transaction activity even as the market escapes the extremes of previous boom cycles.
Market expertise becomes essential during transitional periods, which is where Vic Markarian, Realtor agent in Montrose, CA, and the Vic Markarian Realty Group excel. The team’s success stems from Vic’s analytical background as an Electrical Engineer, combined with the same determination that led to their recognition as one of California’s most distinguished real estate teams.
Understanding ...
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Wednesday, September 10, 2025 / by Vic Markarian
Mortgage Rates Just Dropped - Here's What That Means for You
If you’re a homebuyer who’s been feeling stuck — watching prices stay high and mortgage rates refuse to budge — you’re not alone. But last week, something finally shifted.
And it could make the home you’ve been dreaming of a whole lot more affordable.
Big News: Mortgage Rates Just Took Their Biggest Dip in Over a Year
On Friday, September 5th, average 30-year fixed mortgage rates dropped to their lowest point since October 2024.
It was the biggest single-day drop in over 12 months.
This change wasn’t random. It came right after the August jobs report showed weaker-than-expected numbers for the second month in a row. That kind of data tells financial markets that the economy may be cooling, which often causes mortgage rates to fall.
Why It Matters for You
This isn't just another economic headline — this is real money in your pocket.
Take a look at the chart below ...
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