Thursday, June 12, 2025 / by Vic Markarian
If you’ve been frustrated trying to find the perfect home in recent years, you’re not alone. For the past few years, housing inventory has been historically low — making it tough for buyers to find good options and driving up competition and prices.
But there’s good news: inventory is improving. And that’s a major shift in today’s market that every homebuyer should understand.
Still, it’s important to know that the pace of this improvement varies greatly depending on where you live. That’s why leaning on the guidance of a local real estate expert is more important than ever.
Here’s a breakdown of where we are today — and what it means if you’re buying in Los Angeles County or anywhere in the country.
Housing Inventory Is Growing Nationwide
Nationally, the number of homes for sale is on the rise — and this is true across every region of the country.
According to the latest data from Realtor.com, inventory ...
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Thursday, May 29, 2025 / by Vic Markarian
For many in Los Angeles and across the country, high mortgage rates and rising prices have made renting feel like the safer option. But while renting might seem more affordable month to month, it could cost you more in the long run.
Renting Feels Easier—But It Comes at a Price
Renting can offer flexibility, fewer responsibilities, and sometimes a lower payment—but it doesn’t help you build wealth. A recent Bank of America study found 70% of renters are worried about how renting will impact their long-term financial future—and they’re right to be concerned.
Homeownership Builds Wealth Over Time
Homeownership isn’t just about having a place to live. It’s one of the most effective wealth-building strategies in the U.S. Why? Because home values typically appreciate over time. Take a look at this long-term trend:
Even through economic ups and downs, home prices continue to rise. And as a homeowner, that price growth becomes your equity. ...
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Thursday, May 15, 2025 / by Vic Markarian
If you’re holding onto a 3% mortgage, it makes total sense to be cautious about moving. After all, it’s one of the lowest rates in recent history — and giving that up may feel like a financial step backward.
But here’s something most people don’t realize: Homeowners don’t move because of rates… they move because life changes.
So instead of asking, “Why would I move?” The real question is: “Will this home still meet my needs 3–5 years from now?”
Life Changes — And So Do Housing Needs
Take a minute to look ahead:
Is your family growing?
Are you retiring soon or downsizing?
Is remote work or lifestyle change affecting your needs?
Are you running out of space (or have too much)?
If your current home fits you perfectly and nothing is changing, staying put might make sense.
But if there's even a small chance that you’ll need to move in the next few years — it’s worth plann ...
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Thursday, May 15, 2025 / by Vic Markarian
If you’re carrying student loans, you’re not alone — and you may be wondering if homeownership is out of reach because of it.
You’re not the only one asking that question. In fact, a recent survey found that 72% of people with student debt believe it will delay their ability to buy a home.
But here’s the truth: Student loans don’t have to hold you back from becoming a homeowner.
Do You Really Need to Wait?
Many first-time buyers assume they need to pay off their student loans completely before they can even think about buying a house. But that’s often not the case.
According to Yahoo Finance:
“Student loans don’t have to get in your way when it comes to becoming a homeowner. With the right approach and an understanding of how debt impacts your home-buying options, buying a house when you have student loans is possible.”
In other words, it's about balance — not elimination.
What the Data Says
According to the ...
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Thursday, May 8, 2025 / by Vic Markarian
With mortgage rates, home prices, and inventory all shifting this year, you might be wondering: “Is now a good time to buy or sell?”
The good news? Top housing experts are sharing updated forecasts — and they offer more clarity (and optimism) than you might expect.
As Business Insider recently put it:
“As mortgage rates go down this year, affordability may improve slightly for homebuyers. Inventory is also expected to grow, which should help moderate price growth and make finding a home easier.”
Here’s a breakdown of the 3 key trends experts are watching:
1. Mortgage Rates Are Projected To Ease Slightly
While we’re not heading back to 3% rates anytime soon, forecasters do expect a modest drop by the end of 2025.
2. Inventory Is Expected To Keep Climbing
More sellers are returning to the market. Why? Many are done waiting for interest rates to drop — and they’re moving forward with their plans.
As ResiClub Co-founder ...
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