Thursday, June 26, 2025 / by Vic Markarian
Should You Wait for a Recession To Buy or Sell a Home? Here’s the Truth
If you’re watching the headlines, you’ve probably seen the word “recession” pop up again. And if you’re planning to buy or sell a home in the Los Angeles area—or anywhere in the country—you might be wondering: Should I wait for a recession before I make my move?
It’s a common question. In fact, a recent joint survey by John Burns Research and Consulting (JBREC) and Keeping Current Matters (KCM) found that 68% of potential buyers and sellers are holding off due to economic uncertainty.
But is waiting really the smartest move? Let’s break it down with facts and data.
Do Mortgage Rates Really Fall in a Recession?
It’s true that mortgage rates usually fall during a recession. Historically, economic slowdowns trigger action from the Federal Reserve to stimulate growth—often through lower interest rates. That tends to result in lower mortgage ...
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Thursday, May 22, 2025 / by Vic Markarian
If you’ve been shopping for a home lately, you’ve probably felt the impact of higher mortgage rates. To help manage monthly costs, some buyers are exploring adjustable-rate mortgages (ARMs) — and usage is on the rise.
But what exactly are ARMs? And are they safe?
Let’s break it down.
Why ARMs Are Making a Comeback
High interest rates and rising home prices are prompting some buyers to consider creative financing solutions. One of the most popular alternatives right now is the ARM — and the data proves it.
According to the Mortgage Bankers Association, the share of mortgage applications for ARMs has recently spiked to its highest level in over a year.
But if you’re concerned ARMs might bring back 2008 flashbacks, here’s what you need to know: today’s ARMs are very different.
How Adjustable-Rate Mortgages Work
As Business Insider explains:
“With a fixed-rate mortgage, your interest rate stays the same for the life of ...
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Thursday, May 15, 2025 / by Vic Markarian
If you’re carrying student loans, you’re not alone — and you may be wondering if homeownership is out of reach because of it.
You’re not the only one asking that question. In fact, a recent survey found that 72% of people with student debt believe it will delay their ability to buy a home.
But here’s the truth: Student loans don’t have to hold you back from becoming a homeowner.
Do You Really Need to Wait?
Many first-time buyers assume they need to pay off their student loans completely before they can even think about buying a house. But that’s often not the case.
According to Yahoo Finance:
“Student loans don’t have to get in your way when it comes to becoming a homeowner. With the right approach and an understanding of how debt impacts your home-buying options, buying a house when you have student loans is possible.”
In other words, it's about balance — not elimination.
What the Data Says
According to the ...
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Thursday, May 8, 2025 / by Vic Markarian
With mortgage rates, home prices, and inventory all shifting this year, you might be wondering: “Is now a good time to buy or sell?”
The good news? Top housing experts are sharing updated forecasts — and they offer more clarity (and optimism) than you might expect.
As Business Insider recently put it:
“As mortgage rates go down this year, affordability may improve slightly for homebuyers. Inventory is also expected to grow, which should help moderate price growth and make finding a home easier.”
Here’s a breakdown of the 3 key trends experts are watching:
1. Mortgage Rates Are Projected To Ease Slightly
While we’re not heading back to 3% rates anytime soon, forecasters do expect a modest drop by the end of 2025.
2. Inventory Is Expected To Keep Climbing
More sellers are returning to the market. Why? Many are done waiting for interest rates to drop — and they’re moving forward with their plans.
As ResiClub Co-founder ...
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Thursday, May 8, 2025 / by Vic Markarian
Ever notice how some homes sell in days… while others sit on the market for weeks?
You’re not imagining it. The housing market is still adjusting — and that means the selling timeline varies more than it used to.
Let’s break down what’s really happening, and what you can do to make sure your home moves fast.
Homes Are Taking a Bit Longer To Sell
Yes, homes are still selling. But they’re not flying off the market the way they did during the pandemic boom.
According to Realtor.com, the median days on market in April 2025 was 50 days — longer than the past few years, but still faster than pre-pandemic levels.
So don’t panic if your home doesn’t go under contract in a week. Today’s pace is actually more normal — and gives sellers a bit more time to find their next home.
Why Some Homes Sell Quicker Than Others
Here’s what separates fast-selling homes from ones that linger:
1. It’s Priced Right
O ...
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