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Can You Buy A Home With Student Loan Debt | The Markarian Realty Home Seller|Home Buyer Guide Blog

Thursday, May 15, 2025   /   by Vic Markarian

Can You Buy a Home with Student Loan Debt? Here’s What You Need To Know

If you’re carrying student loans, you’re not alone — and you may be wondering if homeownership is out of reach because of it.
You’re not the only one asking that question. In fact, a recent survey found that 72% of people with student debt believe it will delay their ability to buy a home.
But here’s the truth: Student loans don’t have to hold you back from becoming a homeowner.
Do You Really Need to Wait?
Many first-time buyers assume they need to pay off their student loans completely before they can even think about buying a house. But that’s often not the case.
According to Yahoo Finance:
“Student loans don’t have to get in your way when it comes to becoming a homeowner. With the right approach and an understanding of how debt impacts your home-buying options, buying a house when you have student loans is possible.”
In other words, it's about balance — not elimination.
What the Data Says
According to the ...

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