After a couple of years where the housing market felt out of reach, 2026 is shaping up to be the year things finally shift — and it might just open the door for you.

Whether you’ve been waiting for rates to drop or home prices to ease, here’s what the latest expert forecasts say is coming — and how it may help you buy with more confidence.

1. More Homes Are Expected to Sell

With affordability stretched thin, many buyers (and sellers) have stayed on the sidelines. But forecasts show that’s about to change.

Experts are projecting more home sales in 2026 than in the past two years. Why? Because life doesn’t wait — people still need to move, and more of them will finally feel like they can.

2. Mortgage Rates May Keep Slipping Lower

If high rates have been your biggest barrier, this part is for you.

After peaking near 7% earlier this year, mortgage rates are finally showing signs of easing — and experts expect that trend to continue (slowly!) into 2026.

Even small rate drops can mean big savings. For example, a dip from 7% to 6.2% on a $500,000 loan could save you nearly $250/month.

The takeaway? You don’t need to wait for 4% rates again. Even a little movement can help unlock affordability.

3. Home Prices Are Stabilizing

We’re still expecting home prices to rise — just not at the wild pace we saw in 2021.

In fact, the latest expert projections call for much smaller, healthier increases that should make budgeting a lot easier.

So while a price drop isn't likely, you can expect more predictability. And that makes it easier to plan with confidence.

Bottom Line

2026 may be the reset buyers like you have been waiting for — with more inventory, lower rates, and slower price growth all working in your favor.

Want to explore whether this is your time to finally buy? Let’s connect and run the numbers together.

Want help navigating the 2026 market?
Call us at 818-824-5023 and let’s explore your options with no pressure.